Reverse Mortgage
• Pay off an existing mortgage to free up monthly cash flow
• Supplement other retirement incomes
• Make home renovations or modifications
• Purchase your next retirement home
Last year, Russell Doi helped me get a reverse mortgage. Working
with him was comfortable and easy. I never felt pressured but always
felt supported. My situation was a little complicated, but Russell
was patient & made sure all the details and deadlines for the best
rates were met. I’m also pleased that I can still contact Russell with
questions or concerns as I move forward into my golden years.
Contact me for a free
informational brochure
and estimate.
Russell Doi
Home Equity Retirement Specialist
NMLS #328048
rdoi@mutualmortgage.com
russelldoi.com
Call (510) 305-9476
*Borrower must maintain home as primary residence and remain current on property taxes, homeowner’s
insurance, the costs of home maintenance, and any HOA fees. Mutual of Omaha Mortgage, Inc., NMLS
1025894. Licensed by the Department of Business Oversight under the California Residential Mortgage
Lending Act - California License 4131356. These materials are not from HUD or FHA and the document was
not approved by HUD, FHA or any Government Agency. #607449994
JANUARY 2020 MARKETPLACECONTRACOSTA.COM 15
plan includes:
• Trust agreement
• Pour over will
• Guardianship of minor children
• power of attorney for finance
• transfer of real property
• advanced HEALTH CARE directive
notary services included!
Law offices of
lauren smykowski
Located in the Treat Towers
1255 Treat Blvd., Ste. 300
Walnut Creek, CA 94597
(925) 257-4277
laurensmy@gmail.com
www.smykowskilaw.com
Valid Through March 15, 2021
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Great to be back home in West County!
LINO AMARAL
AGENT CA# 0725137
2489 San Pablo Avenue
Pinole, CA 94564
510.724.5432
www.AskLino.com
lino@asklino.com
8 kids a day are accidentally killed
or injured by FAMILY FIRE.
FAMILY FIRE is a shooting involving an improperly
stored gun, often found in the home.
ENDFAMILYFIRE.org