¨ Help you protect Your Assets
¨ Help you protect Your Income
Real ¨ Help Estate you manage • Mortgage Your Debt
• Insurance • Law
¨ Help you distribute your Wealth
AS YOUR INSURANCE AGENT, IT IS MY JOB TO:
Call TODAY to schedule a CONFIDENTIAL
conversation about how I can HELP YOU
• Help you protect your Assests
• Help you protect your Income
• Help you manage your Debt
• Help you distribute your Wealth
all that is important to you!
Pay off existing mortgage and debt
Make home renovations pay for in-home care or travel the world
Get tax-free income with no monthly mortgage payments required
Rest easy knowing your heirs are never personally responsible for the loan
Provide a living inheritance and help pay for children’s homes or grandkid’s college tuition
If you’ve been turned down for a reverse mortgage in the past you may be eligible now.
WE SPECIALIZE IN ALL TYPES OF LOANS FHA, VA, CONVENTIONAL OR REVERSE!
CALL NOW FOR A FREE CONSULTATION
APPLY ONLINE AT LENDINGTHEBAY.COM
As your insurance Agent, it is MY JOB to:
¨ Help you distribute your Wealth
Call TODAY to schedule a CONFIDENTIAL
conversation about how I can HELP YOU
Call TODAY to schedule a CONFIDENTIAL
conversation about how I can HELP YOU
Call TODAY to schedule a CONFIDENTIAL conversation about
how I can HELP YOU protect all that is important to you!
HOME LOANS • REFINANCES • REVERSE MORTGAGES
DOWN PAYMENT ASSISTANCE • RENOVATION LOANS
¨ Help you protect Your Assets
¨ Help you protect Your Income
¨ Help you manage Your Debt
protect all that is important to you!
protect all that is important to you!
AUTO HOME RENTERS LIFE HEALTH
SMALL BUSINESS DISABILITY EARTHQUAKE
BOAT RV MOTORCYCLE
Auto | Home | Renters | Life
Health | Small Business
3220 Blume Drive, Suite 248 • Richmond, CA 94806
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
September 2022 CCMARKETPLACEMAG.COM 11
510.669.2202 • NMLS# 1071
Janice Baniqued Carroll
Branch Manager/ Mortgage Advisor
MLO-292558
510.928.0566
Janice.Carroll@financeofamerica.com
Edward Carroll
Mortgage Advisor
MLO-1037433
925.575.0474
Edward.Carroll@financeofamerica.com
Tera Taylor
Mortgage Advisor
MLO-1330825
510.224.7377
Tera.Taylor@financeofamerica.com
Mellissa Ranese
Mortgage Advisor
MLO-1969249
510.221.1847
Mellissa.Ranese@financeofamerica.com
Hablo Español
Now Licensed in Texas
AUTO HOME RENTERS LIFE HEALTH
SMALL BUSINESS DISABILITY EARTHQUAKE
BOAT RV MOTORCYCLE
LINO AMARAL
AGENT CA# 0725137
2489 San Pablo Avenue
Pinole, CA 94564
510.724.5432
www.AskLino.com
lino@asklino.com
As your insurance Agent, it is MY JOB to:
¨ Help you protect Your Assets
¨ Help you protect Your Income
¨ Help you manage Your Debt
¨ Help you distribute your Wealth
LINO AMARAL
AGENT CA# 0725137
2489 San Pablo Avenue
Pinole, CA 94564
510.724.5432
www.AskLino.com
lino@asklino.com
AUTO HOME RENTERS LIFE HEALTH
SMALL BUSINESS DISABILITY EARTHQUAKE
BOAT RV MOTORCYCLE
LINO AMARAL
AGENT Disability CA#| Earthquake
0725137
2489 Boat San |Pablo RV | Motorcycle
Avenue
Pinole, CA 94564
510.724.5432
www.AskLino.com
lino@ asklino.com
Brenda Walters
Broker/Owner
(510) 376-9719
moneysrce@gmail.com
NMLS #261796. Lic #01858423 CA BRE. Rates subject to change without notice.
1. YOU ARE THE OWNER OF YOUR HOME
2. YOU NEVER PAY A MONTHLY MORTGAGE PAYMENT
3. YOU ARE PROTECTED NO MATTER WHAT HAPPENS WITH THE HOUSING MARKET
4. YOU MAY CHOOSE HOW TO RECEIVE AND USE YOUR MONEY
5. SOCIAL SECURITY AND MEDICARE BENEFITS ARE NEVER AFFECTED
6. YOU ARE MORE PROTECTED WITH REVERSE VS. AN EQUITY LINE OF CREDIT
IMPROVE RETIREMENT WITH
NO MONTHLY MORTGAGE PAYMENTS
If you are a 55+** homeowner, a reverse mortgage may be able to free up
your monthly cash flow. Get access to your home equity and stay in the
house you love or use those funds to purchase a new one.
X
LET’S TALK ABOUT YOUR FUTURE!
✓
✓
✓
✓
✓
*RESTRICTIONS APPLY.
Pamela L. Jones
Attorney at Law
Family Law
Divorce • Mediation
Certified Specialist, Family Law
The State Bar of California
Board of Legal Specialization
(510) 222-1185
www.pamelaljones.com
link
link
link
link
/www.AskLino.com
link
link
/www.pamelaljones.com
