REVERSE  
 MORTGAGE 
 a Peace of Mind 
 Consider a Reverse Mortgage  
 a Peace of Mind 
 Consider a Reverse Mortgage  
 a Peace of Mind 
 Consider a Reverse Mortgage  
 •  Pay off an existing  
 mortgage to free up  
 monthly cash flow 
 •  Supplement other  
 retirement incomes 
 •  Make home  
 renovations or  
 modifications 
 •  Purchase your next  
 retirement home 
                
              
                
              
                
              
           
         
           
                   
   
               
   
                   
   
 *Borrower must satisfy loan terms including the requirement to maintain        home as primary residence and remain current on property taxes, insurance,  
 and any HOA fees.  
 *Borrower must satisfy loan terms including the requirement to maintain          
 home as primary residence and remain current on property taxes, insurance,  
 and any HOA fees.  
 FREE  
 Initial  
 Face to  
 Face 
 Consultation 
 *Borrower must satisfy loan terms including the requirement to maintain        home as primary residence and remain current on property taxes, insurance,  
 and any HOA fees.  
   
   
 Reverse Mortgage Specialist  
 NMLS #328048 
 rdoi@rfslends.com 
   
 Reverse Mortgage Specialist  
 NMLS #328048 
 rdoi@rfslends.com 
 Reverse Mortgage Specialist  
 NMLS #328048 
 rdoi@rfslends.com 
 Call for a FREE phone consultation 
 Call for a FREE phone consultation 
 510-305-9476 
 *Borrower must maintain home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees. 
 *Borrower must maintain home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees. 
 Call for a FREE phone consultation 
 Synergy One Lending, Inc. d/b/a Retirement Funding Solutions NMLS 1025894. Licensed by the Department of Business Oversight under the  
 California Residential Mortgage Lending Act - California License 4131356. 
 These materials are not from HUD or FHA and the document was not approved by HUD, FHA or any Government Agency. 
 Synergy One Lending, Inc. d/b/a Retirement Funding Solutions NMLS 1025894. Licensed by the Department of Business Oversight under the  
 California Residential Mortgage Lending Act - California License 4131356. 
 These materials are not from HUD or FHA and the document was not approved by HUD, FHA or any Government Agency. 
 RFS.0816.52.V1 
 RFS.0816.52.V1 
 *Borrower must maintain home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees. 
 Synergy One Lending, Inc. d/b/a Retirement Funding Solutions NMLS 1025894. Licensed by the Department of Business Oversight under the  
 California Residential Mortgage Lending Act - California License 4131356. 
 These materials are not from HUD or FHA and the document was not approved by HUD, FHA or any Government Agency. 
 RFS.0816.52.V1 
 NOVEMBER 2019      MARKETPLACECONTRACOSTA.COM      19 
 SMILE DENTAL 
 COUPON GOOD FOR ONE OF THE FOLLOWING: 
 $100 
 INITIAL EXAM 
 & CLEANING  
 Including X-Rays. 
 For patients without  
 insurance. 
 FREE TEETH  
 WHITENING 
 For new patients. After initial exam, 
 x-rays, cleaning and any necessary 
 dental treatment. Valid for new patients  
 18 years and older. Not all patients are  
 candidates for whitening. 
 Coupon good for one patient only. 
 Mencie D. Masangkay, DMD 
 500 Alfred Nobel Drive, Suite 145 
 Hercules, CA 94547 
 (Corner of San Pablo Ave & John Muir Pkwy) 
   Tel (510) 741-7788 
 Digital X-Rays • Zoom Teeth Whitening • Invisalign • Lumineers 
 Velscope (Oral Cancer Screening) • Mercury-free Fillings 
 Crowns & Bridges • Bonding & Veneers • Dentures 
 Walk-Ins Welcome • Most Insurance Plans Accepted 
 Adults & Children of All Ages • Kid Friendly Office 
 Satellite TV in Treatment Rooms •  Weekends by Appointment Only 
 Seasonal Treasures  Craft Fair 
 Saturday, November 9, 2019 • 9:00 am - 3:00 pm 
 El Sobrante United Methodist Church • 670 Appian Way, El Sobrante 
 (Turn onto Argyle Road, 3rd Driveway on Left) 
 THANKSGIVING & CHRISTMAS ITEMS! 
 Table Decor • Wall Hangings • Plants  
 Centerpieces • Handpainted Items • Tea Towels  
 Homemade Baked Goods • Crafts & More • No Vendors 
 Cash & Credit Cards Accepted All Items Handmade • Free Coffee 
 Seasonal   
 Treasures 
 Craft Fair