Real Estate Page  
 FHA LOANS WITH CREDIT  
 SCORES LESS THAN 580 
 4.5%  
 GRANT AVAILABLE 
 NO REPAYMENT! 
 Grant money can be used for  
 down payments and closing costs! 
 Streamline Program  
 30 Year Fixed  
 No Credit Score 
 Reverse Mortgage Available for 62+ 
 www.the1stmoneysourceinc.com 
 EARLY MORNING APPOINTMENTS NOW AVAILABLE! 
 HOME LOANS • REFINANCES • REVERSE MORTGAGES 
 DOWN PAYMENT ASSISTANCE • RENOVATION LOANS 
 3220 Blume Drive, Suite 248 • Richmond, CA 94806  • 510.669.2202 
 www.pcmloan.com/richmond-ca    NMLS# 1071 
 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. 
 NOVEMBER 2019      MARKETPLACECONTRACOSTA.COM      39 
 Janice Baniqued Carroll 
 Branch Manager/ Loan Officer 
 MLO-292558 
 510.928.0566 
 JCarroll@pcmloan.com 
 Edward Carroll 
 Loan Officer 
 MLO-1037433 
 925.575.0474 
 ECarroll@pcmloan.com 
 Pinnacle 
 Capital mortgage 
 Tera Taylor 
 Loan Officer 
 MLO-1330825 
 510.224.7377 
  Tera.Taylor@pcmloan.com 
 FHA  
 Advantage 
 100%  
 Down Payment  
 Assistance 
 Brenda Walters - Broker/Owner 
 (510) 376-9719 
 moneysrce@gmail.com 
 the1stmoneysourceinc.com 
 NMLS #261796. Lic #01858423 CA BRE. Rates subject to change without notice.